The quick answer is ….

If you want the spacious one floor residence, you should get an apartment.

If you want to make income gain or real PROPERTY it self, you should get a house.

For a house, you do not need to run around in the house for your laundry or anything going down and up the stairs.
It must be safer for a little child as well with less chance to get injured.

On the other hand, the houses do not have maintenance fee, management fee or even parking space fee. (Most houses have parking space)
This means monthly payment for houses is much lower than that for apartments.

 

Here is an example for you!

In case you put

10million deposit and the left with bank loan.

For the house priced 60million JPY…

Purchasing cos : 4.2milion JPY
Deposit : 10million
Bank loan : 54.2million JPY (35years loan with 0.775% interest rate)

Monthly cost will be 147,381 JPY
For the apartment priced 40million JPY…

Purchasing cost : 2.8milion JPY
Deposit : 10million
Bank loan : 32.8million JPY (35years loan with 0.775% interest rate)

Monthly cost will be 89,190 JPY　+ maintenance fee and management fee 25,000JPY(depends on each apartment) + parking space 30,000JPY (depends on each apartment)= 144,190 JPY

 

Therefore, especially if you need parking space,
the monthly cost for 60million JPY house and 40million JPY  apartment
are almost same.
Taking all these into your consideration, which plan do you prefer??
O course the final answer is all up to you,
but we are here to help you considering all about real estate in a right way!!

Ask us freely for further information,

the personal consultant will follow up your purchasing or everything about real estate!

 

TEL: 03-5793-3515

From oversea +81-3-5793-3515